Lenders And Brokers Fees

Most of our mortgage services are free: we are generally paid a commission by lenders, so that you do not need to pay us. These include: switch financing, mortgage renewal, second mortgages, new mortgages, consultation sessions, and many more.

For a few products, nominal fees may be charged. This can occur when lenders do not pay a compensation fee. Keep on mind that we will charge you no fees without your prior consent. Please talk to one of our Mortgage Planners for more details.

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Rates

Rates effective as of February 16, 2012.

Prime : 3.00 %

Closed Rates

term bank rate our rate
1 Year 3.50 % 2.50 %
2 Year 3.29 % 2.74 %
3 Year 4.05 % 2.79 %
4 Year 4.39 % 2.99 %
5 Year 5.14 % 3.19 %
7 Year 6.35 % 3.94 %
10 Year 6.75 % 3.95 %

Variable Rates

term start rate face rate
5 Year 2.80 2.80

Some conditions may apply. Rates subject to change without notice. O.A.C. E. & O.E.

Mortgage Planners

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